Activities in France

Insurance, banking and services: Groupama provides its customers with a large and diversified offer. Through the Groupama and Gan networks, and its specialised subsidiaries, the Group is equipped with an extensive, multi-channel distribution network.

Originally an agricultural mutual insurer, Groupama has extended its expertise for the benefit all policyholders: individuals, professionals, companies and local authorities. As well as its historical insurance activity, the Group has developed a range of financial products and services to meet the needs of its customers.

The Group’s activities

Property and Casualty Insurance

  • Motor insurance;
  • Multi-risk home insurance;
  • Services (assistance, remote surveillance, telemonitored alarms, domestic services, legal protection);
  • Agricultural insurance (professional agricultural risks);
  • Insurance for professionals (craftspeople, shopkeepers,
    self-employed persons and company directors, builders’ insurance, insurance for associations);
  • SME and local authority insurance (including insurance-credit);

Learn more about property and liability insurance


Personal Lines Insurance

  • Health,
  • Provident, retirement, life insurance,
  • Group insurance.

For more information on personal insurance


Banking and employee savings plans

  • Retail Bank (via Groupama Banque, available through the network of regional mutuals, Gan Assurances, and Gan Patrimoine),
  • Employee savings plans (via Groupama Epargne Salariale, a Group subsidiary specialised in managing employee savings plans).

More information about banking offers for individuals


Other financial activities

More information about Groupama’s financial activities


Specialised subsidiaries by business line

A number of activities are carried out by specialised subsidiaries :

They contribute to the Group’s activities in France, offering a range of products and services through Group networks.


An extensive network with local presence

Groupama is now equipped with extensive and complementary distribution networks throughout France, comprising:

  • 7,800 sales staff employed with Groupama's regional mutuals,
  • 1,000 exclusive agents and 338 representatives from Gan Assurances,
  • the network of 620 exclusive Gan Patrimoine agents providing advisory services in asset management and estate planning
    (life insurance, savings, death/disability, banking, property),
  • the network of 1,100 Gan Prévoyance advisors (individual death/disability, retirement plans, health) for a client base including employees and self-employed people).
  • And Gan Eurocourtage intervenes on the business of Group insurance, in close cooperation with more than 2 000 brokers.


A new distribution channel,


To strengthen its online presence, on 1 July 2008 Groupama launched, a new brand devoted exclusively to web-based sales.

Based on a completely new business model, the brand is aimed at an urban customer base looking for a modular insurance product and a personalised, remote service.


Patrimonial asset management

The Group provides a specialised network of patrimonial asset management advisors for its premium customers, as well as a dedicated range of life insurance, banking and property products and services.




Groupama is a mutual insurance company, bank and financial services provider with "multi-channel" distribution to serve 13 million members and customers.